Mar 16

Entrepreneurial Education In Network Marketing


One of my favorite features of network marketing is the lifestyle we get to live.  We are fortunate to have flexible schedules and plenty of opportunity to earn awards, vacations and in general, all the perks that make for a 'prosperous' life.  Network Marketing is the promise of full-time income for "part-time" effort - it has "leverage" over our time and finances.

Here's the thing though (and it is a thing!) there are many successful network marketers that no matter how much money they make, they still have "too much month at the end of the money".

The same psychology applies to winning the lottery, did you know that a very LARGE percentage of winners are right back to where they started 2 to 5 years later...regardless of the size of the win...?  It is what my teacher T. Harv Eker calls our "money thermostat" and is the reason why in my country, there's a program for lottery winners that teaches them some fundamentals about managing their new-found abundance. If we do not "turn up our thermostat" in other words, learn what to do with the money, we'll go right back to our old setting.

An entrepreneurial training program's key and most challenging course is how to manifest and maintain "abundance"...notice I didn't say "money". Financial literacy (also a thing!) is critical for the naturally free entrepreneur. 

When people start making money, they often simply do not know "how" to invest or prepare for the future.  Their life-long programming and thoughts about money are often counter to "having it", let alone doing "good things" with it.

What if you already have enough, maybe even more than enough, right now as things are?  Most do, and yet they continue to tell their stories of "lack".  What they do with what they have is the difference between the "haves" and "have nots".

Did you know almost half of our (American) workers have less than $10,000 saved for retirement?

Here's another "thing", the insane statistic that 50-year-olds and up have less than $50,000 in their retirement funds?  How did we end up here?!

One of the best things I did with my time and money when I was fresh out of Corporate a dozen years ago was to nail down my path of education for going forward.   I needed to learn all the "real stuff" that so far I hadn't been taught in any of my "schools".  I chose a "street-smart" business training company's 4-year program then run by T. Harv Eker and quickly learned how much I had to unlearn about the money game!

12 years out, I can show you a financial graph that tracks not only the assets of my estate and the balances of my bank accounts, it also represents my life's journey and my personal growth - or not!

We ARE our money, up or down, it goes where we do.  What we focus on expands, are you looking at your lack or your prosperity?

I cannot possibly count the number of books I've read, audios I've listened to, seminars and webinars I've attended, coaches I've hired, and I always feel like I am just getting started.  I came to network marketing after a successful corporate career for over 20 years - the last 9 of those years in my own time, I remained focused on what was "more and better" for me.  At 42 I took the golden handshake and set out on a path to become an entrepreneur and to create freedom, I set out to learn how to "own myself".

I have yet to nail the 7-figure brass ring that is the reality of this crazy, incredible business model of Network Marketing, and I can authentically say I have surpassed the results I achieved in my best corporate years - on my own time, from my humble home surrounded by friends and family.  My priorities have been re-assessed and my preferences for living no longer resemble what worked for me in the past.

At the end of the day, using simple math, if we are spending more than we make, then we remain broke.

What if the solution is a shift in thinking and a couple of new habits away?

A good portion of my calling is to assist network marketers and entrepreneurs in general to get smarter about the money they inevitably make if they put forth the effort to "change".

Don't beat yourself up too long for "not knowing" as much as you should about money, it's really not your fault.  Our schools have yet to teach financial literacy, children receive little to no education on making and managing money!  A few of us have been lucky to learn it from our parents, (me too) but in general, it is something we are left to figure out along the way by trial and much error.

And then, is it a wonder after all, that our world is a mess financially?  Hello?

There's a lot of focus in the web-o-sphere of Network Marketing on how to SPEND money, many company cultures are promoting lavish lifestyles - all great and fun of course, more money means more choice and many have just had the whole buffet put before them for the first time ever, something I call "winning the lottery" slower.

If you’re making $10,000 a month and you are spending $11,000 – somewhere you ran out of month!

The end to my means is not all about money, however from a very young age, I figured out that more of it gives me more and better choices.  I grew up with my basic needs barely met, if I wanted something "more or better" I had to find a way to get it myself.

This belief gets challenged along my way now and again, but for the most part I have lived life "knowing" that "there is always more than enough to live the life I choose, to enjoy myself, to give and invest."

All journeys start with a decision to take it.  I made mine in 1994 as a newly single Mom wanting more and better for my son and I.  It wasn't more money I wanted, I wanted more TIME.  Time to be with him for that precious young phase in his life.  I wanted a way to keep the income I was making going - without - having to report to my employer!

I remember my financial world opening up in 1998 as I walked a picket line around my place of work - wearing a protest sign.  My upline had just given me a copy of Robert Kiyosaki's brand new book "Rich Dad, Poor Dad" and I thought it a perfect opportunity to read while I walked!  I look back on that scene from here now and giggle at the irony...hey it was worth $100 towards my bills, and an opportunity to spend time with my co-workers!

The money game isn't about how much you make, it's about how much you keep and flow.  I have learned how to smooth out the inevitable roller-coaster ride the entrepreneur's journey can be, how to live within MY means, and how to expand my means.   The nest-egg I set aside over 25 years of employment has been there to catch me on the occasions I have fallen - a couple of times I wondered about getting up again, having sound and healthy guidance to do so has been life-saving!

Do you know all the advantages of a home based business?  The red carpet is waiting for you to capitalize on this opportunity!  Most don't understand the difference in how much we get to keep at the end of the year for the effort!

Do you know how to keep the records you need for tax purposes?  This isn't something we need to do a whole lot of as an employee, but as a self-employed entrepreneur, it creates enough of a difference to rebuild another nest egg!!

Do you know if you live your life like a business, you can write off meals, gas, travel, meetings and a home office - which is a percentage of all your home expenses like internet, heat etc.?

Understanding this can help you start getting caught-up and re-building some savings for the future - 'cause it's going to happen with or without you guaranteed! Use the leverage of financial literacy to your advantage.

For those of us at "mid-life", we're going into the second half with this advantage available!  Make it spectacular!  We have all the wisdom of the first half to bring with us and experience on fire trumps knowledge on ice every time.

What are some of the things your Network Marketing Leadership team will recommend you do with your new money?

  • Make an extra payment of $1000 each year and you could payoff your mortgage 5 years earlier
  • Scattered debt – pay off smallest debt first. Then payoff the next smallest debt and keep going
  • Set aside 6 months minimum living expenses for “peace of mind” - the new "security"
  • Start funding your retirement now, no matter what, tithe yourself at least 10%, give at least 10% to "others"
  • Teach your kids and/or grand kids about money
  • Get good financial advice - make sure you take it from someone that HAS what you want

Finally KNOW It’s never too late!

I hope you use this information as a cue to join us for a journey and an investment in your future. The money game is supposed to be fun, there's never a shortage of it, more gets printed everyday, come get yourself some and learn how to make it last!


20130828-Julie-RoundCropClick here to Contact Me Now!

Mar 16

So you say you would never do "something like that"?!


The above info-graphic just came across my desk yesterday and is the perfect opener for a story I have been wanting to tell for quite some time, I have had to "sit on it" for about 6 months.  I believe that at the foundation of all life's events is the benefit of "perfect timing".

I recently received "the" confirmation letter that wrapped up a 2 year long review process with our Canada Revenue Agency (CRA). At the end - and sparing you of a lot of drama along the way - I won an appeal I filed that challenged their original reassessment of my year's results - an appeal they encouraged me to file. I learned a lot and was grateful for the way the agency worked with me and for their authentic attempts to understand a business model that up until recently they have labelled "fringe".  Because at the end of it all, for myself and my representative, it was an investigation into the lifestyle of a Network Marketer.

You see that North American $36 Billion bubble?

a) That's 2014's figure, we're waiting for 2015's total any day now - it will be much bigger, and
b) momentum is being noticed.

There are thousands of pending reassessment cases currently in process at the Appeals Division, it appears to be increasingly difficult to ignore a figure that is growing - exponentially. I was fortunate to be assigned a case officer that admittedly knew nothing about Network Marketing before taking me on. He was impressed with what he was finding.

As a side note, one of the benefits of being with a great Network Marketing leadership team, is the great guidance and advice that comes with them. I have learned from one of THE best teachers in the industry how to track my activities and finances, keep my books and save on taxes. Having someone to show you how to manage and grow the tremendous profits we make  - when we make them - is priceless. Over 20 years, this has beat ANY other return on my investments.

In a wrap-up discussion, I was encouraged by my case officer to go out and teach what I was doing, and of course, make more money! It was an extremely affirming process.  (I find myself considering giving him a call to see if he would be interested in joining my team for the purposes of learning first-hand what it is we do and how...we'll see, he's on the "chicken list" currently.)

As I write this I am officially in my 21st year as a Network Marketer, the last 12 years (fondly labelled "The Dirty Dozen") have been "full-time", which (to me) means, "without traditional employment", not necessarily the number of real hours of "work", because in this model of earning income, focused part-time effort earns a full-time income and certainly "more than enough" for the chance to be "free" and follow our bliss.  If one does it properly and with the right company, the work you do continues to pay for generations.

I am far from having my black belt in my chosen profession yet, I have to be OK with that, I was a VERY rough diamond at the start of this journey in 1995. If I go to the grave having earned a brown belt here, I will be satisfied and without regret.

Network Marketing and the people who are a part of it, those I call friends, family and mentors, have taught me how to take care of myself, on every level, the association allows us the benefits and real possibility of "Owning Ourselves".

This is my calling and the main way I serve. Too many that I love are living way less than they want to be, they deserve more and better for their efforts, and in our time, it has little to do with money and everything to do with openness of mind, willingness to learn and the tenacity to act. I come from humble and ignorant beginnings myself, and will always testify that if this hack can do it, almost anyone can.

If the general numbers in the image above don't "qualify" as an alternative solution to the tremendous shift and uncertainty going on in today's employment situation, well then I have to ask,

"What exactly are we expecting?"  From my broader perspective, it seems after 100 years of existence, this is an untapped miracle.

I see a lot of collective focus on "what's wrong", and a fair bit of closed-mindedness around exploring REAL opportunity - sure change can be "uncomfortable", but at this point, ask yourself,

"What's the best that can happen? Why not me?"

The Network Marketing/Direct Sales model of commerce has been around almost a century, with the acceleration of change itself and the massive, cohesive influence of a world-wide-web, the model of direct selling has evolved to meet the needs of our current "state of being". I can safely guess that 50% of that total figure above goes "back to the people". World-wide, it buys a lot of groceries, builds a lot of orphanages, schools, wells, homes and generally does a boatload of good in the hands of well-connected, well-intentioned entrepreneurs and philanthropists - the core of Network Marketing professionals.

Our planet's wealthiest entrepreneurs are already well aboard having backed their trucks up to this "thing"!!  It's a clue.

Everyday I witness several more success stories from those that have NEVER tried something like this before. They're having more fun than they've ever had and planning futures that didn't previously exist in their imaginations at all or at the very least they have dusted off some old forgotten dreams and goals!

Why not you?


I have a simple vision for what I want to accomplish before I am "done". It involves a whole lot of free people doing stuff they've always wanted to do, with more than enough to take on whatever their heart's desire, and I listen, what I'm hearing is that there has never been more desire!

As professional network marketers, we're here to facilitate your due diligence and training process, to assist you in assessing value, to figure out how to make this work for you.

Here's the rub...for many seasoned Network Marketers, their closest friends and family have yet to enter into the process of discovery with them. How can we make a sound decision if we haven't seriously considered the options? This is an option. Who have you sat down with to get it figured out?

It is worth your time to take a closer look, that I know for sure without having met you yet.  There are no promises that it will be for you, or that there is anything to do but look, but at least rule it out honestly knowing what you're saying no to.

Finally before I end,

I want to acknowledge by name my gal Janice Dey of Apples Bookkeeping & Consulting for her support in rising to my emergency, picking up a new ball and running alongside me.  At a time when most would panic and or fall to pieces, you made a surprise transition clear and smooth!  I am confident in having your expert watch over my transactions with our tax agency.

And to Sandy Botkin, CPA Esq, of the Tax Reduction Institute whom I had the pleasure and privilege of speaking personally to going into this process, thank you for teaching me how to treat Network Marketing as a REAL business.  Consider my story a testimonial to your service!  You just saved me several thousand dollars.

So if we could show you a way to create a second income that could eventually overtake your primary one - without disturbing what you are currently doing, wouldn't that be worth taking a closer look at?

How many do you know that want to look and feel younger and have more fun?


20130828-Julie-RoundCropClick here to Contact Me Now!

Sep 15

How to approach people...


I have always loved this quote from Mr. Sagan because I can easily swap out the word "science" for "network marketing".  You are excited about your company’s products and opportunity, and you want everyone to see what you're seeing.

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Aug 15

So would you?

Ask YourselfIfWhatYoureDoing-0629

Although already a year old, I just found this fantastic article from Forbes magazine contributor Robert Laura.  His article titled, Would You Join A Multi-Level Marketing Company For Retirement Income?, remains very relevant and hit close to home with me because of the "regular everyday people" Robert chose to interview for his presentation, but mostly because of his shift in perspective and transformation of attitude towards Network Marketing as a REAL solution for our times,  Mr. Laura no longer perceives these types of opportunities as money-making pyramid schemes.

I was once at a very closed-minded place about this life-saving business model myself. Read the rest of this entry »

Aug 15

Warm Market Prospecting - Inviting Your Dear Ones

Purple Door Welcome

One of the reasons I call Network Marketing "the hardest work" is because fundamentally, it is a "relationship business".  No one reaches the top of any company's ladder without building, working with and leading a team.  The promise is: Build the relationships first, the abundance will surely follow.  For actually doing "the hardest work", we are paid very, very well.

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Jul 15

3 Way Calls - Your Most Powerful Tool


The 3-way call is one of the most effective tools we have in our toolbox.  It is always shocking to me when one refuses the opportunity to do one!  When it is used correctly and in context, it is an incredible way to sign up more reps and customers, build better relationships and to train, 3-way calls are at the heart and foundation of this business model.

This important fundamental is probably the most misunderstood, over-looked and under-utilized tool in Network Marketing.  If I told you that this simple task would ensure the growth of a huge network, and allow you to help more people, wouldn't you want to know why?

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Jul 15

The Hedge Of A Lifetime!

[First published on Julie's Blog February, 2013 and still more relevant than ever.]


This past summer while enjoying a cold beverage in the shade of the backyard, my friend made a remark that I have thought about ever since. We were talking about business things and in a break in the conversation he made the statement, “there’s a LOT of MLM in this town.”

Without hesitation I replied, “It’s not a sign of the town it’s a sign of the times.”

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Jul 15

5 Steps For Success With Jeunesse


It Starts With The Tried & True Fundamentals…

Did you know that building a successful business comes down to just a handful of activities? It’s true of any goal.  If you were allowed to shadow a very successful person through their day, you would see that they are always practicing a few fundamentals with CONSISTENCY.   If you can master the five (income producing) activities below and do them consistently, you will find yourself and your Jeunesse team at the top.

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Jul 15

Working From Home In The Summertime

TheGoalIsLivingLife-0625Staying Focused While the Beach is Calling

Summertime....and the livin' is easy...

Summer is the most challenging part of the year for those that work from home. Read the rest of this entry »

Jul 15

The Importance of "Auto-ship"

RememberThatTheReasonThe Little Engine That Does...

If I could open the top of your head, insert a "concept", close you back up and send you on your way with "knowing", I would give you the gift of understanding the power and importance of something we call "auto-ship", often a requirement in the multi-level playing field. Read the rest of this entry »